5 Best Free Budgeting Apps For 2024
Now a days people are so busy in their hectic life that they are not able to keep track of their income and expense. But don’t worry, there are some Free Budgeting Apps For 2024 that will automatically track all of your income and expenses, as well as your investments, and will provide you good financial advice. These Budgeting Apps will help you in better money management.
1. Realbyte Money Manager
Realbyte Money Manager is a mobile app that help you to manage your money. It allow you to track your income and expenses, categorize them, and see how you’re spending your money. It help in setting budgets and see reports to understand your spending habits much better. The app is secure with a passcode and allow you to take back up of your data. People like it for its ease of use and features like automatic bill scheduling and saving shortcuts for regular expenses. One of the best parts of this app is that it is free to use and available on iOS and Android devices. Although their paid versions are quite cost-effective as well. Money Manager offers upgrades and a full premium version that is priced at $2.49/month or $19.99/year
Here’s a quick comparison
| Feature | Free Version | Paid Premium Version |
|---|---|---|
| Track income & expenses | Yes | Yes |
| Categorize spending | Yes | Yes |
| Set budgets | Yes | Yes |
| Reports & Trends | Yes | Yes |
| Ads | Yes | No |
| Data Sync (multiple devices) | No | Optional (paid add-on) |
| Price | Free | In-App Purchases 1 Year Subscription$19.99 1 Month Subscription$2.49 |
How Realbyte Money Manager works?
- Track your money in and out: Record your income (paycheck, extra income) and expenses (rent, groceries, coffee runs).
- Put your spending in buckets: Categorize your expenses (groceries, entertainment, transportation) to understand where your money goes.
- Set limits and track progress: Create budgets for different categories and see how you’re doing as compared to your goals (saving for a vacation, paying off debt).
- See the big picture: Generate reports to analyze your spending trends over time. This can help you identify areas to cut back and save more effectively.
- Keep it safe and secure: Use a passcode to protect your financial data. You can also take back up for safekeeping.
Is the paid version worth it?
It depends on your needs. If you don’t mind ads and only plan to use the app on one device, the free version might be enough. But if ads bother you and you want your data match across devices, the paid version offers a more convenient experience.
Ultimately, the choice is yours! Try the free version first and see if it meets your needs. You can always upgrade later if you decide you want the extra features.
Download Realbyte Money Manager App on Android Now
2. Wallet: Budget Planner Tracker
Wallet is a popular Free Budgeting Apps For 2024 that helps you manage your money easily. It is similar to a digital wallet that keeps track of your all finances in one place.
With Wallet, you can keep an eye on your spending by connecting it to your bank account. It shows you where your money is going each day and even gives you reports every week. Plus, you can plan your future spending , so that you don’t overspend your money.
One cool thing about Wallet is that you can share it with your family or friends. This means everyone can work together to manage their money better, no matter what device they’re using. It is free to use and available on iOS and Android devices.
Here are some key features of Wallet:
- It syncs with your bank account to track your transactions automatically and securely.
- You get easy-to-understand graphs and summaries of your finances, including your accounts, credit cards, debts, and cash.
- You can set reminders for when your bills are due, so you never miss a payment.
- It helps you see what payments are coming up and how they’ll affect your money.
- You can share your Wallet with others, so you can all manage your money together.
- It supports multiple currencies, so it’s great for people all over the world.
- Other handy features include cloud sync, receipt tracking, and security features like PIN protection.
Pricing
The price of the Wallet app varies depending on the platform you’re using and your location. Generally, the app offers a free version with basic features and a premium version with additional function.
Download Wallet App on Android Now
3. Goodbudget – Budget & Finance App
Goodbudget is a useful app for managing your money and tracking expenses. It works like the envelope system, where you divide your money into different categories. With Goodbudget, you can plan your budget, pay bills on time, and keep an eye on your finances in real-time. It’s easy to use and one of the top expense tracker apps in India.
You can use Goodbudget on your Android, iPhone, or computer, and it syncs across all your devices. This makes it easy to share your budget with family members or roommates, so everyone can stay informed about household finances.
Key Features:
- Automatic Backup: Goodbudget automatically backs up user data securely to its website, ensuring peace of mind in case of device loss or failure.
- Detailed Transaction Tracking: Users can disaggregate expense transactions, allowing for detailed tracking and analysis of spending habits.
- Scheduled Transactions: Goodbudget supports scheduled transactions and envelope fills, helping users stay organized and on top of their bills.
- Intelligent Suggestions: The app offers intelligent payee and category suggestions, saving users time when entering transactions.
- Flexible Fund Transfers: Users can easily transfer funds between envelopes and accounts within the app, facilitating budget adjustments as needed.
- Customizable Budget Periods: Goodbudget allows users to match the budget period to their real-life situation, whether it’s weekly, bi-weekly, or monthly.
- Comprehensive Reports: Users can analyze their spending with the Spending by Envelope Report and track their cash flow with the Income vs. Spending Report.
- Data Export: The app enables users to export their transactions to a CSV file for further analysis or record-keeping.
- Carryover Funds: Unused funds can be carried over to the next month, serving as a reward for disciplined budgeting and providing flexibility in budget planning.
Here’s a quick comparison
| Feature | Free Version | Premium Version |
|---|---|---|
| Envelope Budgeting | Yes | Yes |
| Track income & expenses | Yes | Yes |
| Categorize spending | Yes | Yes |
| Set budgets | Yes | Yes |
| Reports & Trends | Limited | Comprehensive |
| Advertisements | Yes | No |
| Data Sync (multiple devices) | No | Yes |
| Priority Support | No | Yes |
| Price | Free | Monthly: $10 |
| Annually: $80 |
Pricing Plan
Goodbudget offers Free to use as well as Premium plan $10/month or $ 80/year.
Download Goodbudget App on Android Now
ALSO READ: Budget 2024 Updates: Tax Structure Unchanged, FM Highlights Achievements
4. Monefy – Budget Manager and Expense Tracker App
Monefy is a user-friendly budget manager and expense tracker app available for Android and ios devices. It simplifies the process of tracking daily purchases, bills, and other expenses, making it one of the top choices for managing finances.
But Monefy is not just about tracking expenses; it’s also one of the best money-saving apps out there, helping you manage your finances in a better way.
Here’s what Monefy can do for you:
- Easily add new expenses with its simple and user- friendly design.
- Keep track of your spending in multiple currencies.
- Backup and export your financial data with just a click to keep it safe.
- Secure your data with passcode protection.
- See a visual breakdown of your spending on a chart or get detailed information from your records.
- Set budgets to help you in saving money.
- Sync your data securely using your own Google Drive or Dropbox account.
- Manage recurring payments effortlessly.
- Create multiple accounts to organize your finances.
- Crunch numbers with the built-in calculator.
Here’s a quick comparison
| Feature | Free Version | In-App Purchases (Possible) |
|---|---|---|
| Track income/expenses | Yes | Yes |
| Categorize transactions | Yes | Yes |
| Budgeting tools | Yes (basic) | Yes (possibly advanced) |
| Reports & Charts | Yes | Yes (possibly more options) |
| Data security (PIN) | Yes | Yes |
| Backup & Restore | Yes | Yes |
| User Interface | Simple & User-Friendly | – |
| Ads | Yes (possible) | No (possible in-app purchase) |
| Data Syncing | No (likely) | Yes (possible in-app purchase) |
| Premium Features | No | Yes (possible, e.g., advanced budgeting tools, custom reports, data export) |
Note: The exact cost of in-app purchases depends on your region and app store. It’s recommended to download the free Monefy app to explore its features and see if in-app purchases are necessary for your needs.
Download the Monefy App on Android Now
5. ET Markets – NSE & BSE India App
The ET Markets app is a great tool for anyone interested in investing in the financial markets and managing their investments wisely. It’s like having a useful companion to help you in keeping track of all your investments in one place.
With this app, you can stay updated with the latest stock market news, business updates, and free stock market tips. You’ll also get access to live charts, share prices, and advanced technical charting tools to help you make informed investment decisions.
Key Features:
- Stay updated on market news, stock prices, and business updates.
- Get free stock market tips and live charts.
- Enjoy advanced technical charting tools for in-depth analysis.
- Choose from eight Indian languages for easy use.
- Receive payment notifications and track your favorite investment instruments.
- Engage with expert opinions and discussions.
- Share market events and news with friends and family via SMS, email, and social media.
- Use intelligent voice search for quick information recovery.
Pricing
| Feature | Pricing |
|---|---|
| Stock quotes & charts | Free |
| Market news & analysis | Free |
| Watchlists & portfolios | Free |
| (Possibly) Basic technical indicators | Free |
| Advanced features (unconfirmed) | Possible in-app purchases |
Details under ET Prime Features (In-App Purchases):
- Subscription Tiers: Standard Plan (price not shown), Pro Plan (₹499, ₹2,499, ₹4,999), Prime (₹399, ₹1,499, ₹2,499, ₹3,199)
- Subscription Lengths: Monthly, 3-month, 1-year, and possibly an introductory 1-year plan (based on in-app purchase options).
